Tax Articles

What is a High Deductible Health Plan (HDHP)?   It’s a health insurance plan with a minimum annual deductible of $1,200 and a maximum of $5,950 for individual plans, or a $2,400 minimum and a $11,900 maximum for family plans.  Blue Cross/Blue Shield, United Health Care, Aetna and some other health insurance carriers all offer HDHP plans.  Generally speaking, premiums for such plans are lower than are premiums for HMOs, PPOs and other traditional types of medical insurance coverage. Read more →